The Personal Financial Management Behavior in the Way of Using the Philosophy of the Sufficiency Economy in the Daily Life, Tambon Don Yai Hom, Muang Nakhon Pathom District, Nakhon Pathom

Abstract

          This research aims to study 1) personal factors of respondents 2) knowledge of philosophy of the sufficiency economy 3) attitude to philosophy of the sufficiency economy 4) the personal financial management behavior in the way of using the philosophy of the Sufficiency Economy in the daily life, Tambon Don Yai Hom, Nakhon Pathom District, Nakhon Pathom. The sample size is 225 persons. They were analyzed the frequency, percentage, mean and standard deviation.

          The results showed that 1) the most respondents were female. The age is between 25-35 years old. 91 graduated in secondary school and they are the employees with the average monthly income of 5,000-10,000 baht. The statistics is shown in the high level as well as the moderation. The behavior is under the sufficient and does not spend beyond the income. Next, the standard of living is high reasonableness 2) most of the respondents have the proper knowledge of philosophy of sufficiency economy. 3) the attitude towards the philosophy of sufficiency economy which is the most agreeable as follow : 60.89 percent said that the difficulty of following the philosophy of sufficiency economy and 87.56 percent does not believe that by following the philosophy of sufficiency economy can improve better life 4) the people believe that they will get the better life if they manage the expenditure with the basic of cause and effect. Next, it is the decision making under the consumption or the economy with the reasonableness. The immunity is at a high level. There is the readiness to carefully develop the financial management themselves. The condition of knowledge is at the high level. They study before making the decision about their own finances. The second is the people are able to use the financial management in daily life. Moreover, the moral condition is the high level, by being honesty and believes that they are the moral ethics.